By "principle" he means, "frivolous lawsuits."

ThePepsiColaRapist

Dan doesn’t have a penis. I. Do.
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His house was like 250k, for a 400 buck a month savings on 4.5 to 2.5 rate drop he'd have to have a 400K mortgage on a 30 year term. He just throws fake numbers out to sound knowledgeable. No mention of the costs or anything, just what he'd save and he'd put it towards "principal" to prove they don't need the extra cash. He probably is trying to access the 20-30K equity he built up in the past few years to pay for the lolsuit.
 

IGotATreeOnMyHouse85

Stand Alone Fruit
His house was like 250k, for a 400 buck a month savings on 4.5 to 2.5 rate drop he'd have to have a 400K mortgage on a 30 year term. He just throws fake numbers out to sound knowledgeable. No mention of the costs or anything, just what he'd save and he'd put it towards "principal" to prove they don't need the extra cash. He probably is trying to access the 20-30K equity he built up in the past few years to pay for the lolsuit.
That’s def what they’re doing, Niki is being asked to refinance due to her retard of a husband trying to sue the Internet.
 
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How can you shave 2 points off a rate when rates are goddamned near 2 points to begin with?

Oh wait. You have shitty credit and couldn't qualify for a real bank loan. That's why the hovel has owner financing.
Rates were higher a few years ago so he may have a 4-4.5 % now.
That’s def what they’re doing, Niki is being asked to refinance due to her retard of a husband trying to sue the Internet.

Them desperately needing 20K is a rib shattering thing.
 
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